Liability cover is an essential for all business operating in South Africa. In simple terms Liability Insurance can be explained in the following manner – South African law is basically divided into two distinct spheres, namely criminal and civil law. An action by a person can have both civil law and criminal law consequences, however the two fields have entirely different applications and as such Liability insurance is designed to provide sufficient and appropriate cover for the invariably catastrophic financial implications of such consequences if or when they do occur in your business.
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